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Resolution Number 97-1-21-1Ml RESOLUTION NO. 97-1-21-1 71 � 1 1 1 I 1'• 1� 1 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SAN JUAN CAPISTRANO, CALIFORNIA, APPROVING THE CITY'S CONTINUED PARTICIPATION IN THE MORTGAGE CREDIT CERTIFICATE PROGRAM WITH THE COUNTY OF ORANGE FOR FIRST TIME HOME BUYERS WHEREAS, the City of San Juan Capistrano has been invited to continue its participation with the County of Orange in its Mortgage Credit Certificate Program in order to assist first time homebuyers; and, WHEREAS, the City Council of the City of San Juan Capistrano finds and determines as follows: 1. The proposed Mortgage Credit Certificate Program will assist first time homebuyers by providing a 20% federal tax credit. This tax credit will increase a certificate holder's spendable income (take home pay) thereby increasing their ability to afford a mortgage payment; and, 2. The proposed program will be administered by the County at no cost to the City of San Juan Capistrano. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of San Juan Capistrano does hereby approve the City's continued participation with the County of Orange for a Mortgage Credit Certificate Program to assist first time homebuyers. PASSED, APPROVED, AND ADOPTED this 21st day of January 1997. DAVID M. SWERDLIN, MAYOR ATTEST: CITY CLE -1- STATE OF CALIFORNIA ) COUNTY OF ORANGE ) ss CITY OF SAN JUAN CAPISTRANO ) I, CHERYL JOHNSON, City Clerk of the City of San Juan Capistrano, California, DO HEREBY CERTIFY that the foregoing is a true and correct copy of Resolution No. 97-1-21-1 adopted by the City Council of the City of San Juan Capistrano, California, at a regular meeting thereof held on the 21st day of January 1997, by the following vote: AYES: Council Members Jones, Greiner, Hart, Campbell and Mayor Swerdlin NOES: None ABSTAIN: None ABSENT: None (SEAL) CHERYL JOHN N, TY CLERK -2-