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Resolution Number 97-12-2-6RESOLUTION NO. 97-12-2-6 1 1 1I' 1 1 1: � :__ 1 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SAN JUAN CAPISTRANO, CALIFORNIA, AUTHORIZING CONTINUED PARTICIPATION IN THE MORTGAGE CREDIT CERTIFICATE PROGRAM WITH THE COUNTY OF ORANGE FOR FIRST TIME HOME BUYERS WHEREAS, the City of San Juan Capistrano has been invited to continue its participation with the County of Orange in its Mortgage Certificate Program in order to assist first time home buyers; and, WHEREAS, the City Council of the City of San Juan Capistrano finds and determines as follows: 1. The proposed Mortgage Credit Certificate Program will assist first time home buyers by providing a 20% federal tax credit. This tax credit will increase a certificate holder's spendable income (take home pay) thereby increasing their ability to afford a mortgage payment; and, 2. The proposed program will be administered by the County at no cost to the City of San Juan Capistrano. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of San Juan Capistrano does hereby approve the City's continued participation with the County of Orange for a Mortgage Credit Certificate Program to assist first time home buyers. PASSED, APPROVED, AND ADOPTED this 2„d day of December 1997. ATTEST: CITY CLE -1- GIL JONES, MAYOR 237 238 STATE OF CALIFORNIA ) COUNTY OF ORANGE ) ss CITY OF SAN JUAN CAPISTRANO ) I, CHERYL JOHNSON, City Clerk of the City of San Juan Capistrano, California, DO HEREBY CERTIFY that the foregoing is a true and correct copy of Resolution No. 97-12-2-6 adopted by the City Council of the City of San Juan Capistrano, California, at a regular meeting thereof held on the 2nd day of December 1997, by the following vote: AYES: Council Members Swerdlin, Greiner, Hart, Campbell and Mayor Jones NOES: None ABSTAIN: None ABSENT: None (SEAL) CHERYL JOIWSOW, CITY CLERK -2-