Loading...
Resolution Number CRA 05-10-18-01RESOLUTION NO. CRA 05-10-18-01 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE SAN JUAN CAPISTRANO COMMUNITY REDEVELOPMENT AGENCY APPROVING THE REVISIONS TO THE SAN JUAN CAPISTRANO COMMUNITY REDEVELOPMENT AGENCY RENTAL SUBS I DY/SECUREM ENT PROGRAM GUIDELINES & OPERATING PROCEDURES WHEREAS, the San Juan Capistrano Community Redevelopment Agency (the "Agency") implemented the Rental Subsidy/Securement Program in 1997; and, WHEREAS, the Agency provides assistance to very -low income households with rent payments and tenant education to help households become self- sufficient; and, WHEREAS, the Agency's last revised the San Juan Capistrano Community Redevelopment Agency Rental Subsidy/Securement Program Guidelines & Operating Procedures on September 17, 2002; and, WHEREAS, the Rental Subsidy/Securement Program Guidelines & -- Operating Procedures require revisions to better serve the tenants and to make the program consistent with the Little Hollywood Affordable Rental Housing Program Guidelines & Operating Procedures. NOW, THEREFORE, BE IT RESOLVED, that the Board of Directors of the San Juan Capistrano Community Redevelopment Agency, San Juan Capistrano, does hereby approve the revisions to the Rental Subsidy/Securement Program Guidelines & Operating Procedures attached hereto as Exhibit A. ATTEST: PASSED, APPROVED, AN[YADOPTEO th}a*, 81h day of October, 2005. JOE R. MONAHAN, 10-18-2005 STATE OF CALIFORNIA ) COUNTY OF ORANGE ) ss. CITY OF SAN JUAN CAPISTRANO ) I, MARGARET R. MONAHAN, appointed Agency Secretary of the Community Redevelopment Agency of the City of San Juan Capistrano, do hereby certify that the foregoing Resolution No. CRA 05-10-18-01 was duly adopted by the Board of Directors of the Community Redevelopment Agency at a regular meeting thereof, held the 18th day of October 2005, by the following vote: AYES: DIRECTORS: NOES DIRECTORS: ABSENT: DIRECTORS: -�V/f�AI 'j-`Zii Bathgate, Hart, Allevato, Swerdlin, & Chairman Soto None None R. MONAHAN, Agency Secretary SAN JUAN CAPISTRANO COMMUNITY REDEVELOPMENT AGENCY RENTAL SUBSIDY/SECUREMENT PROGRAM PROGRAM GUIDELINES/OPERATING PROCEDURES EXHIBIT A Revised October 18, 2005 SAN JUAN CAPISTRANO COMMUNITY REDEVELOPMENT AGENCY RENTAL SUBSIDY/SECUREMENT PROGRAM PROGRAM GUIDELINES/OPERATING PROCEDURES October 18, 2005 I. INTRODUCTION The San Juan Capistrano Community Redevelopment Agency has elected to assist certain eligible very low income families and individuals by establishing a Rental Subsidy/Securement Program (Program). The Program will enable the Agency to meet the needs of the participating Tenant Households by providing monthly rental assistance for up to three -to -five years. In addition, the Agency will also provide initial rental deposit assistance and emergency rent relief to income -eligible households. The Rental Subsidy Program will offer each participating Tenant Household the freedom to choose within the City an Eligible Rental Unit suitable to its household size. The Eligible Rental Unit selected by each participating Tenant Household must meet the Housing Quality Standards (HQS) prescribed for the Program by HUD, must be rented or leased by only the participating household, and the rental rate must be reasonable and fall within the Program's established Payment Standard. Furthermore, the Program intends to provide intensive case management with the ultimate goal being family self-sufficiency. II. ADVERTISING THE PROGRAM The Consultant shall advertise the Program, as necessary, at the expense of the Agency. The Agency shall approve all forms of advertisement. As necessary, the Consultant shall advertise the Program including but not limited to, newspaper advertisement and distribution of flyers. The Consultant shall use any existing waiting list held by the Agency or its consultant(s). III. FAIR HOUSING The Agency promotes fair housing and makes all of its housing programs available to income -eligible families regardless of age, race, color, religion, sex, national origin, sexual preference, marital status, or handicap. IV. DEFINITIONS For the purpose of this Program, the following definitions apply: Rental Subsidy Guidelines October 18, 2005 Tenant Household — One household per unit occupied by those persons identified on the executed residential lease. Extremely Very -Low Income Household — A household with a combined annual income for all household members 18 years of age or older that does not exceed 30 percent of the Orange County annual median income. Very -Low Income Household — A household with a combined annual income for all household members 18 years of age or older that does not exceed 50 percent of the Orange County annual median income. Lower -Income Household — A household with a combined annual income for all household members 18 years of age or older that does not exceed 60 percent of the Orange County annual median income. Rental Subsidy Waiting List — A list maintained by the City of San Juan Capistrano's Planning Services Department of those persons that have submitted a written request to be added to a waiting list to receive rental assistance from the Agency. Tenant Monthly Rent — The total of the tenant's portion of the monthly rent for use and occupancy of the tenant's housing unit pursuant to the provisions of the lease agreement. Utility Allowance — The amount that may be added to the monthly rent each month for utility services provided by the landlord pursuant to the Utility Allowance published annually by the County of Orange Housing & Community Services Development Multi-Family/Affordable Rental Housing Utility Allowance. V. ELIGIBLE TENANT HOUSEHOLDS A. US Citizen shio/Permanent Alien Resident Status - Eligible households must be either a US citizens or a permanent resident alien. A valid social security card, proof of citizenship, or permanent resident alien status must be provided for all members of the household. B. Income Eligibility — For purposes of this program, tenant households must be certified as income eligible as a lower, very -low, and/or extremely low-income household. _ C. Determination of Income - Gross annual income, includes all payments from all sources that is anticipated to be received by all adult members of the Tenant Household over the subsequent 12 month period of tenancy (see Exhibit A). k1 Rental Subsidy Guidelines October 18, 2005 D. Household Priority — The program will assist income -eligible households on the affordable housing rental subsidy waiting list according to the following preferences: • Currently living or working in the City of San Juan Capistrano. • Homeless - A household that resides in an uninhabitable dwelling unit, transitional dwelling unit, temporary dwelling unit or no dwelling unit. • At risk of becoming homeless - A household that currently pays more than fifty percent (50%) for housing or is residing temporarily in a housing unit that is occupied by an additional household(s). • Involuntarily displaced (or about to be displaced) including victims of domestic violence. • Household's interview screening process, including willingness and desire to take action to improve their circumstances towards self-sufficiency within three -to -five years. E. Alcoholic and/or Drug Abuse - No person or persons abusing alcohol and/or using illegal drugs shall be eligible to participate in the program. F. Criminal Background Check - To determine if a household is abusing alcohol and/or using illegal drugs, the Agency will conduct a background check and interview each household during the screening process. A tenant household can be rejected for a criminal history that includes physical/sexual abuse, sale or distribution of controlled substances, and any acts of violence that could affect the health, safety or welfare of other residents. G. Eligible Tenant Household - An eligible tenant household consists of one family per unit occupied by those persons identified on the executed residential lease. No subletting of a unit is permitted. Those persons receiving rental assistance through a different local or federal agency shall not be eligible to participate in the Program. H. Ownership in a Residential Dwelling Unit - No member of the household may hold ownership interest in a residential dwelling unit. At the discretion of the Planning Director, exceptions to this requirement may be made in the case of a displaced homemaker who owns a home with his or her spouse but does not reside in the home. A displaced homemaker is an adult who has not, within the preceding two years, worked on a full- time basis as a member of the labor force for a consecutive twelve-month period and who has been unemployed or under -employed, experienced difficulty in obtaining or upgrading employment and worked primarily without remuneration to care for his or her home and family. VI. ELIGIBLE RENTAL UNITS 4 Rental Subsidy Guidelines October 18, 2005 A. Eligible Rental Units - Rental assistance be provided to Tenant Households seeking to rent the following types of dwelling units: (1) single-family; (2) condominiums; and (3) multi -family (apartments). In the case where a household is seeking to rent a mobile home, rental assistance may only be used to subsidize rent to a landlord for the rent of the mobile home dwelling unit as opposed to the space rent. Since this is a limited 2 year program, in the case where a mobile home owner is seeking relief from space rent and owns the mobile home, this not considered an eligible rent subsidy as the Program is intended to assist renter households. Tenant Households receiving Program assistance from the Agency must reside in an Eligible Rental Unit. An Eligible Rental Unit must: Rental unit must be located within the City of San Juan Capistrano city limits. Program participants who have been accepted into the program and choose to move outside of the city limits will no longer be eligible for Agency assistance. 2. Rental unit must not be rented or subrented to any other persons outside of the participating household. Rental unit must meet the Federally established Housing Quality Standards. Units currently occupied by qualified Tenant Households that are substandard units will require either the relocation of the eligible Tenant Household or the completion of the appropriate repairs as determined by the Agency. 4. Rent for the rental unit must not exceed the rents adopted by the Agency. (See Exhibit B). 5. Rental unit must be privately owned. 6. Tenant household may not be receiving rental assistance from any other Federal, State or local source (i.e. County of Orange Section 8). B. Housing Quality - Occupancy Standards - The Eligible Rental unit shall contain at least one bedroom or living/sleeping room of appropriate size for each two persons. Persons of opposite sex, other than husband or wife or very young children, shall not be required to occupy the same bedroom or living/sleeping room. The occupancy standards set forth below and in Exhibit B apply. 1.7 In cases where unusual family circumstances apply, the Planning Director Rental Subsidy Guidelines October 18, 2005 shall have discretion to administratively approve a higher occupancy limit. VII. AMOUNT OF RENTAL SUBSIDY/TENANT HOUSEHOLD CONTRIBUTION A. Total Tenant Household Payment. The Monthly Rent payable by a Lower -Income Household shall not exceed one -twelfth (1/12) of thirty percent (30%) of sixty percent (60%) of Orange County median income, as determined by regulation of the State of California, for a household size appropriate to the unit or the current market rent based upon unit size in accordance with the Orange County Income and Rents limit issued annually by the County of Orange, whichever is lower. The Monthly Rent payable by a Very -Low Income Household shall not exceed one -twelfth (1/12) of thirty percent (30%) of fifty percent (50%) of Orange County median income, as determined by regulation of the State of California, for a household size appropriate to the unit or the current market rent based upon unit size in accordance with the Orange County Income and Rents limit issued annually by the County of Orange, whichever is lower. The Monthly Rent payable by a Extremely Very -Low Income Household shall not exceed one -twelfth (1/12) of thirty percent (30%) of thirty percent (30%) of Orange County median income, as determined by regulation of the State of California, for a household size appropriate to the unit or the current market rent based upon unit size in accordance with the Orange County Income and Rents limit issued annually by the County of Orange, whichever is lower. The maximum Monthly Rent chargeable for the Housing Units shall be annually determined by the Agency in accordance with the foregoing requirements. Notwithstanding the foregoing, if a tenant's income exceeds the qualifying limits for an Extremely -Low or Very -Low Income recertification but qualifies as a Very -Low or Lower -Income Household, the Agency may increase the monthly rent payable by such tenant in accordance with the monthly rental amount for their income category (i.e. Very -Low or Lower Income). VIII. LENGTH OF ASSISTANCE The Agency may provide rental assistance payments for three years from the date of the execution of the Lease/Participation Agreement, with the possibility of renewal for two additional one-year periods following recertification of the Tenant Household's income eligibility and program qualification. The Agency or the Agency's Consultant shall make the rental assistance payments directly to the landlord. E Rental Subsidy Guidelines October 18, 2005 Assistance may be terminated upon verification that: A. The tenant household is no longer income eligible (i.e. income exceeds 60% of area median income adjusted for household size). B. The tenant household fails to complete the recertification process. C. The tenant household has resided in the housing development for three years and has made no progress towards increasing their income and/or education. Participating eligible households that have complied with the guidelines and performance standards set forth in these guidelines may continue to participate in the Agency's Rental Subsidy Program for three years, with the possibility of renewal for two additional one-year leases. To qualify for renewal of up to two additional one year leases, the tenant household must provide written documentation to the Agency staff each year that they have made progress towards improving their financial situation and/or education. The Agency staff shall determine, based upon the documentation provided, whether the tenant household shall be approved for participation in the program after three years. D. A tenant household has resided in the housing development for the maximum of five years. E. If it is determined by the Agency that any member of the tenant household is: L Using the housing unit or any portion of the housing development for the illegal sale or use of drugs and other controlled substances as defined by Penal Code and the Health and Safety Codes of the State of California. ii. Convicted during the term of the lease for use, sale, distribution or delivery of illegal drugs. iii. Conducting any other illegal activity in violation of Federal, State, or local laws. F. The tenant household fails to comply with the program guidelines and operating procedures. Rental Subsidy Guidelines October 18, 2005 G. The tenant household fails to pay the monthly rent on time per the terms of the residential lease. AT NO TIME SHALL THE TERM OF AGENCY ASSISTANCE TO THE TENANT HOUSEHOLD EXCEED FIVE YEARS. IX. RECERTIFICATION The Agency will require that the income of each assisted Tenant Household be recertified annually. This recertification must be completed prior to the execution of a second, third, fourth, and fifth year lease. Failure on the part of the Tenant Household to recertify its income eligibility will cause the termination of any further rental assistance. If a participating Tenant Household's income exceeds 60% percent of the area's median income during the annual recertification process, assistance will be terminated. X. RIGHT TO AN INFORMAL HEARING PROCEDURE Program participants may appeal a proposed program action that may have an adverse effect upon them by submitting a written request for a hearing to the City of San Juan Capistrano Planning Department. The written request shall include the participating tenant household's objection, the name and relationship of all potential parties, a list of documents to be presented, and the tenant household's current address and telephone number. The San Juan Capistrano Community Redevelopment Agency shall appoint a hearing officer. Once a hearing officer is appointed, an informal hearing will be scheduled as soon as possible. The informal hearing shall be conducted in English. Notice of Informal Hearing will be issued at least ten days prior to the hearing date. The participating tenant household may bring legal counsel and/or a translator at participant's expense. The participating tenant household may bring person(s) to testify and/or documents at the participant's expense. The participating tenant households may review pertinent file documentation as long as such documentation does not infringe on any other party's rights. Within ten business days following the informal hearing, the hearing officer's official decision will be mailed to the tenant household. The hearing officer's decision shall be final. XI. TENANT HOUSEHOLD APPROVAL & RENTAL PAYMENT PROCEDURES Interested applicants complete applicant interest form to be placed on the City's waiting list. Rental Subsidy Guidelines October 18, 2005 2. After determining if there are adequate funds available, Agency contacts those on the waiting list to see if they are still interested in participating in the program. 3. Agency invites interested applicants to complete an application, and the application is reviewed to determine program eligibility through verification of the household's annual gross income and residency requirements. A household's income shall be verified by using employment verifications, most recent federal tax returns, current pay stubs, and other pertinent documentation as determined by the Agency. Applications will be ranked by priority based upon household priority as identified in Section V (D) of these guidelines. 4. Households that satisfy the basic program criteria will be interviewed, based upon program priorities and available funding, to determine if the household members demonstrate a willingness to take steps toward becoming self- sufficient within three years. 5. Approved households will be provided with a Participation Coupon and a - - Request for Unit Approval form and directed to search for an eligible unit. 6. Once applicant finds unit, applicant submits Request for Unit Approval form to the Agency so that a unit inspection can be scheduled. 7. An Agency inspection of the unit is scheduled to determine if the unit meets the Federally -established Housing Quality Standards. B. If the unit is approved by the Agency, a Lease between the Tenant Household and the property owner and a Rent Payment Contract between the property owner and the Agency is prepared and executed. 9. All original documents shall be maintained in the Agency's Planning Services Department, including a comprehensive list of all Tenant Households and the following: a. Name of each Tenant Household. b. Address of the rental unit for each Tenant Household. c. Dollar amount of rental assistance for each Tenant Household. d. Address of landlord (i.e., where check is to be mailed). 10. The participating household pays their portion of their monthly rent to the 9 Rental Subsidy Guidelines October 18, 2005 -- Agency (or the Agency's designated Consultant) no later than the first of each month. 11. The Agency makes payments to the Agency's Consultant for the Agency's portion of the rent for each participating tenant. The Consultant makes the monthly rent payment for the full monthly rent amount for each tenant to the landlords. 12. The Agency's Consultant shall track payments made to landlords. 13. Agency and/or Consultant shall arbitrate any disputes or issues between landlord and Tenant Household. 14. Agency or Consultant shall prepare quarterly reports on the progress of each participating household within 10 days following the completion of the three-month period. Quarterly reports shall include a review of each of the criteria listed in Exhibit C and shall be transmitted to the Housing Advisory Committee at their next scheduled meeting. 15. Two months prior to termination of each tenants' one-year lease, the tenant's household adjusted income shall be recertified. 16. If the participating tenant's household meets the income requirements, a new lease and Rent Payment Contract shall be executed with the Tenant Household, the property owner, and the Agency if the tenant household has met all other program criteria and requirements. 17. Two months prior to termination of each tenants' third -year lease, the Agency or the Agency's Consultant shall recertify the household's income and review other documentation to determine if tenant has made progress in increasing the household income or increasing their education. If no progress has been made since the prior year, tenant household shall not be recertified for the fourth year lease. This process should be repeated for year five prior to recertification. 18. At the completion of the tenant household's participation, any original files for the participating tenants or regarding the Agency's program in the possession of a Consultant shall be returned to the Agency's Planning Services Department. 19. In no event shall a Consultant make payment directly to a participating tenant, or reimburse a participating tenant, for costs incurred by the tenant for home repairs, classes, seminars, or any other expenses except for overpayment of the monthly rent amount. 10 Rental Subsidy Guidelines October 18, 2005 XII. TENANT RULES AND REGULATIONS A. Subletting of Housing Unit — Subletting of any housing unit by the tenant household is prohibited and may result in immediate termination from the program. B. Maintenance — Tenants are required to maintain their units in a safe, clean, sanitary, and attractive condition. C. Homeowners' Association Rules — Tenants shall comply will all regulations and restrictions imposed by the applicable homeowners' association. D. Monthly Inspection — Tenant households shall be required to allow access to their rental unit for monthly site inspections, or as deemed necessary by the Agency or its designated consultant, to verify household size, maintenance of the unit, and adherence to the program rules. E. Nuisances — No noxious or offensive activity (including but not limited to the repair of motor vehicles) shall be carried on, in or at any housing unit or - within the housing development common areas. A tenant household shall not do anything which may be or become an unreasonable annoyance or a nuisance to any other tenants in the housing development. F. Courtesy to Other Residents - Residents shall respect the peace and privacy of others. Tenants shall not make nor permit any disturbing noises. G. Guests — Occupants must receive written approval from the Agency for guests staying over fourteen consecutive days within any 90 -day period. Occupancy by guests, including family members, staying over 14 consecutive days or for 14 days within any 90 -day period, without prior approval of the Agency, will subject the tenant household to eviction. H. Program Participation - Each selected Tenant Household shall be required to participate in the tenant education program as follows: Tenant Education Courses Tenant Households shall participate in a tenant education program provided by either the Agency or a designated agency or Consultant 11 Rental Subsidy Guidelines that includes the following: October 18, 2005 a. Work with a case manager in preparing a monthly family budget (to include all monthly income and expenses) with the goal of saving 25-30 percent of their net income each month in a verifiable savings account. b. Submit supporting documents for monthly budget report (i.e. proof of income, pay stubs, child support documents, notice of action forms, bills received/paid, merchandise and grocery receipts, etc.). C. Agree to allow a monthly in-home visit by assigned case manager or the Agency. Each selected Tenant Household shall be required to allow access of their rental unit for monthly site inspections by the Agency or its designated consultant to verify household size, maintenance of the unit, and adherence to the homeowners' association rules and regulations. d. Attend group counseling sessions at a designated location in San Juan Capistrano. e. Attend individual counseling, if recommended (parent/marital, anger management, children and teens evaluations and tutorial assistance). f. Attend monthly meetings with an assigned case manager to assess and evaluate the household's goals. g. Complete required monthly paperwork (as assigned). h. Work with case manager to prepare a goals sheet for each adult in the household. i. Maintain rental unit in a satisfactory and safe living environment. 2. Community Service Each Tenant Household shall be required to participate in 5-6 hours of community service each month (to be coordinated by the Agency and/or _ Consultant). 12 Rental Subsidy Guidelines 3. Referral to Social Service and Other Agencies October 18, 2005 Specific needs of the Tenant Household will be identified by the Agency or Consultant and referrals shall be made to a specific resource to address the Tenant Household need(s). Needs may include: family counseling, child care, tutors for school-age children, legal advice, budgeting and credit advice, household items, food distribution, computer learning centers, etc. Other City residents or persons working within the City limits who are not eligible to receive rental subsidy from the Agency under this program but who meet the lower-income requirements, as published by HUD annually, may be referred to non-profit agencies for assistance with transitional housing outside of the City limits, food distribution, utility assistance, transportation needs, holiday gifts and food, and/or computer learning centers. 4. Crisis Intervention In the event of a Tenant Household crisis, i.e., loss of job, medical emergency, landlord/tenant disputes, etc., the Agency and/or Consultant will work with the Tenant Household to address the problem (i.e. providing referral services, etc.). At the Agency's discretion, a tenant household's failure to meet the tenant rules and regulations may be grounds for termination of the lease. XIII. RENTAL DEPOSIT ASSISTANCE The Agency offers security deposit and/or first and last months' rental assistance to eligible lower-income households in San Juan Capistrano. The amount of assistance shall be a zero percent interest loan to the household to be paid back to the Agency over the 12 -month period specified by the rental or lease agreement. An eligible household may be approved to receive rental deposit assistance, as necessary, based upon the following: 1. In no case shall assistance be approved by the Agency if the deposit has _ already been paid by the household or by any other person on behalf of the household. 2. Approval of a household shall be in accordance with the eligibility 13 Rental Subsidy Guidelines October 18, 2005 requirements set forth in these regulations. 3. The amount of the Agency's deposit assistance shall not exceed the first and last month's rent for the unit up to a maximum amount of $3,500. 4. The amount of the Agency's assistance shall be repaid directly to the Agency by the household over an eleven -month period beginning on the second month of the lease. 5. Monthly repayments by the household shall be made directly to the Agency by the first of each month. 6. Agency shall track all rental deposit repayments and shall coordinate with the household, as necessary, to ensure that all repayments continue to be paid on time. 7. In the event the household is delinquent in repayments, the Agency shall notify the household that their payment is delinquent. If the household is participating in the Agency's Rental Subsidy Program, the household will be notified by the Agency that their rental assistance may be terminated if payment is not received on time. The Agency shall give 30 days notice to the tenant household of a decision to terminate future rental assistance due to failure to make their deposit repayments on time. For households not participating in the Rental Subsidy Program, the Agency will enter into an agreement with the landlord authorizing the Agency first right to the security deposit. If the deposit is repaid to the Agency, the Agency will authorize the landlord to release the funds to the household. Non-payment of the loan to the Agency may result in the Agency prosecuting the household to the fullest extent of the law. XIV. EMERGENCY RENT RELIEF The Agency offers emergency rent relief to lower-income eligible households who reside in San Juan Capistrano. This one-time payment for up to two months' rent is provided to assist San Juan Capistrano households that have had an emergency or some other extenuating circumstance that temporarily prevents the household from being able to pay their mortgage, rent, space rent or temporary housing. Extenuating circumstances might include temporary loss of income due to illness, disability, death in the family, and hospitalization. The emergency rent relief may also be used to assist households with temporary housing due to displacement resulting from fire or other major structural damage to their residence. To be eligible for this assistance, households must meet all the income and Rental Subsidy Guidelines October 18, 2005 program eligibility requirements identified in Section IV of these guidelines, except that lower-income property owners may also be eligible for emergency rent relief assistance. Upon determination of eligibility and available funding, the applicant shall be required to submit documentation of payment information to the Agency (i.e. mortgage, rental lease, space rent, etc). The Agency will process a check payable directly to the mortgage company or property owner. The Agency's payment shall not include the cost of utilities, HOA dues, taxes, insurance, etc. The maximum amount of assistance to be provided for one-time emergency rent relief shall be $3,000. Funds paid by the Agency for emergency rent relief shall be considered a grant and are not required to be repaid. XV. EXCEPTIONS No exceptions to these guidelines will be authorized without Community Redevelopment Agency approval. 15 Rental Subsidy Guidelines October 18, 2005 EXHIBIT "A" GROSS ANNUAL INCOME - SAN JUAN CAPISTRANO RENTAL SUBSIDY/SECUREMENT PROGRAM GROSS ANNUAL INCOME includes, but is not limited to: 1. The full amount, before any payroll deductions, of wages and salaries, overtime pay, commissions, fees, tips and bonuses, and other compensation for personal services; 2. The net income from operation of a business or profession. Expenditures for business expansion or amortization of capital indebtedness shall not be used as deductions in determining net income. An allowance for depreciation or assets used in a business or profession may be deducted, based on straight line depreciation, as provided in Internal Revenue Service regulations. Any withdrawal of cash or assets from the operation of a business or profession will be included in income, except to the extent the withdrawal is reimbursement of cash or assets invested in the operation by the Family; 3. Interest, dividends, and other net income of any kind from real or personal property. Expenditures for amortization of capital indebtedness shall not be used as a deduction in determining net income. An allowance for depreciation is permitted only as authorized in paragraph (b)(2) of this section. Any withdrawal of cash or assets from an investment will be included in income, except to the extent the withdrawal is reimbursement of cash or assets invested by the Family. Where the Family has Net Family Assets in excess of $5,000, Annual Income shall include the greater of the actual income derived from all Net Family Assets or a percentage of the value of such Assets based on the current passbook savings rate, as determined by HUD; 4. The full amount of periodic payments received from social security, annuities, insurance policies, retirement funds, pensions, disability or death benefits and other similar types of periodic receipts, including a lump -sum payment for the delayed start of a periodic payment; 5. Payments in lieu of earnings, such as unemployment and disability compensation, worker's compensation and severance pay (but see paragraph (c)(3) of this section); 6. Welfare Assistance/AFDC. If the Welfare Assistance payment includes an amount specifically designed for shelter and utilities that is subject to adjustment _ by the Welfare Assistance agency in accordance with the actual cost of shelter and utilities, the amount of Welfare Assistance income to be included as income shall consist of: Rental Subsidy Guidelines October 18, 2005 (1) The amount of the allowance or grant exclusive of the amount specifically designated for shelter or utilities, plus (ii) The maximum amount that the Welfare Assistance agency could in fact allow the Family for shelter and utilities. If the Family's Welfare Assistance is ratably reduced from the standard of need by applying a percentage, the amount calculated under this paragraph (b)(6)(ii) shall be the amount resulting from one application of the percentage; 7. Periodic and determinable allowances, such as alimony and child support payments, and regular contributions or gifts received from persons not residing in the dwelling; 8. All regular pay, special pay and allowances of a member of the Armed Forces (but see paragraph (c)(7) of this section); and 9. Any earned income tax credit to the extent it exceeds income tax liability. GROSS ANNUAL INCOME does not include the following: 1. Income from employment of children (including foster children) under the age of 18 years; 2. Payments received for the care of foster children; 3. Lump -sum additions to Family assets, such as inheritances, insurance payments (including payments under health and accident insurance and worker's compensation), capital gains and settlement for personal or property losses (but see paragraph (b)(5) of this section); 4. Amounts received by the Family, that are specifically for, or in reimbursement of, the cost of medical expenses for any Family member; 5. Income of a live-in aide; 6. Amounts of educational scholarships paid directly to the student or to the educational institution, and amounts paid by the Government to a veteran, for use in meeting the costs of tuition, fees, books, equipment, materials, supplies, transportation, and miscellaneous personal expenses of the student. Any amount of such scholarship or payment to a veteran not used for the above purposes that is available for subsistence is to be included in income; 7. The special pay to a Family member serving in the Armed Forces who is exposed to hostile fire, 17 Rental Subsidy Guidelines October 18, 2005 8. (1) Amounts received under training programs funded by HUD; (ii) Amounts received by a Disabled person that are disregarded for a limited time for purposes of Supplemental Security Income eligibility and benefits because they are set aside for used under a Plan to Attain Self -Sufficiency (PASS); or (iii) Amounts received by a participant in other publicly assisted programs which are specifically for or in reimbursement of out-of-pocket expenses incurred (special equipment, clothing, transportation, child care, etc.) and which are made solely to allow participation in a specific program; 9. Temporary, nonrecurring or sporadic income (including gifts); 10. For all initial determinations and reexaminations of income carried out on or after April 23, 1993, reparation payments paid by a foreign government pursuant to claims filed under the laws of that government by persons who were persecuted during the Nazi era; or 11. Amounts specifically excluded by any other State or Federal statute from consideration as income for purposes of determining eligibility or benefits under a category or assistance programs that includes assistance under the United States Housing Act of 1937. Rental Subsidy Guidelines EXHIBIT "B" REASONABLE RENTS (Does not Include Utility Allowance) October 18, 2005 UNIT SIZE MAXIMUM RENT (Without Utilities) 0 BEDROOM $1,204 1 BEDROOM $1,288 2 BEDROOM $1,624 3 BEDROOM $1,848 4 BEDROOM OR MORE $2,128 *Based on 2005/2006 average fair market rents in San Juan Capistrano. The maximum rent shall be increased by the average Consumer Price Index for the preceding year (as determined per the City's Municipal Code, Title 2, Article 9 (Mobile Home Park Rent Control). UTILITY ALLOWANCE CHART For rental rates that include utilities, the maximum rental rates shall be increased by the amount per household from the Utility Allowance Schedule published annually by the Orange County Housing Authority for Section 8 Existing Housing. OCCUPANCY LIMITS The following occupancy standards apply to the Program: UNIT SIZE MINIMUM MAXIMUM 1 BEDROOM NUMBER OF PERSONS NUMBER OF PERSONS 0 BEDROOM 1 2 1 BEDROOM 1 3 2 BEDROOM 2 5 3 BEDROOM 5 7 4 BEDROOM 7 9 5 BEDROOM 8 11 *At the Planning Director's discretion, the occupancy limits may be higher based upon unique household circumstances. 19 Rental Subsidy Guidelines October 18, 2005 EXHIBIT "C" CRITERIA FOR CONSULTANT QUARTERLY REVIEWS Consultant shall conduct quarterly reviews of the status of the participating households to determine if they are satisfying the program's requirements. Each of the following criteria shall be evaluated as part of the quarterly report: 1. Household size and composition must comply with that approved in contract. The maximum length of time guests may stay at a participating household's rental unit is fourteen consecutive days within any 90-day period. Agency or Consultant shall conduct monthly inspections of the participating household's unit to verify compliance. 2. During annual recertification process, total income for recipient families must comply with the maximum income limits established by the State of California Department of Housing and Community Development (60% of the Orange County Median), based upon household size. 3. Tenant shall participate in tenant education program provided by the Agency and/or Consultant and attend all classes offered. If a class is missed, tenant shall be required to make up the class before the end of the quarterly reporting period. 4. In the event of a crisis situation, tenant household shall attend counseling sessions with the Agency, Consultant, or other outside agency referred to by Agency or Consultant. The designated counselor shall determine the extent and number of counseling sessions required. 5. Each tenant household shall be required to participate in 5-6 hours of community service each month. 6. All adults in tenant household shall be employed or be a full-time student. 7. Tenant households shall maintain their rental units in a satisfactory and safe living environment. 8. Tenant households shall comply with all homeowners' association rules and regulations. 9. Landlord shall comply with all homeowners' association rules and regulations and payment of association dues. 10. Tenant households shall comply with all City rules and regulations. 11. Tenant households shall comply with all federal, state, and city laws. 12. Tenant shall make monthly rent payments on time. 13. Tenant shall make monthly installments for repayment of the Agency's security deposit on time. P.Wlanning\Depsd MWousingZRA Housing Pnognams\Rental Subsidy\PROGRAM GUIDELINES\PROGRAMGUIDELINES92005.wy0 20